Vadim Ilyasov
Vadim Ilyasov is the CTO and Co-Founder of RiskSeal. He leads product development and is responsible for the architecture, functionality, and decision logic of RiskSeal’s digital credit scoring system.
Vadim’s work focuses on developing the infrastructure that collects, processes, and validates digital footprint signals used for credit risk assessment and loan fraud prevention.
He also led the technical initiatives that enabled RiskSeal to achieve ISO 27001 certification in 2025.
Vadim has worked in software development and technical leadership roles since 2005.
Before co-founding RiskSeal in 2022, he spent seven years at GeoComply. There, he led engineering and business growth in Ukraine, scaling the Kharkiv team from under 10 specialists to more than 170.
He has also co-founded and led delivery operations at CodeTiburon, a software development company, for over a decade.
On the RiskSeal blog, Vadim writes about alternative data strategy, model performance uplift, and how lenders can use new digital signals to improve approvals, reduce defaults, and detect identity fraud.
Expertise
- Alternative data for credit scoring
- Digital footprint analysis for underwriting and fraud detection
- Credit risk infrastructure and data engineering
- Data quality and model-ready signal delivery
- Scalable systems for fintech and risk teams
- Technical leadership and engineering team scaling
- Software development and data architecture (Databases & PostgreSQL)
Publications on the RiskSeal blog
Some of Vadim’s articles include:
- How to Improve Recovery Rates Through Alternative Data
- 6 Common Myths About AI in Credit Scoring Debunked
- Top 3 Tactics to Detect Identity Theft in Lending
- Credit Risk as a Competitive Advantage: Turning Risk Decisions Into Growth
- What Is Alternative Credit Scoring and How Does It Differ From the Traditional?
Publications and mentions outside RiskSeal
Before specializing in fintech, Vadim contributed to peer-reviewed research in the hard sciences.
He uses the same methods from his academic research to build accurate credit scoring systems.
Vadim’s academic publications include:
- Physics of the Solid State (2020) – journal article (contributor)
- Chemical Bulletin (2016) – journal article (contributor)
- Polymer Science – Series C (2009) – journal article (contributor)
He has also shared his software engineering expertise through the CodeTiburon blog, namely:
- Speed up Your Website Pages’ Loading Speed for CodeTiburon, 2020
His expertise has been referenced in industry writing, including a reference in:
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Explore Vadim’s latest articles below:
Discover how alternative credit scoring differs from traditional and aids in identifying reliable clients without credit histories.
Discover the top risks BNPL providers must tackle, from fraud to thin files, to stay competitive and compliant in 2026.
Discover and debunk six common misconceptions about AI in credit scoring and see how RiskSeal helps modern lenders leverage AI safely and effectively.
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Discover proactive tactics to detect fraud early with alternative data sources and real-time behavioral insights.
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Explore how fraudsters exploit disposable phone numbers for loan scams and how phone lookup helps lenders prevent financial fraud.
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Dive into why traditional credit scoring fails neobanks and explore smarter, data-driven solutions for assessing credit risk.
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Dive into how email analysis empowers lenders to reduce defaults, detect fraud, and enhance credit models.
Explore how to spot high-risk borrowers. Discover key red flags, alternative credit scoring, and risk mitigation strategies.