Alternative Data for Panama’s Lending Industry
Boost approval rates and reduce defaults in Panama with a Digital Credit Scoring solution built for emerging markets. 400+ alternative insights per borrower.
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Panama-specific sources
for alternative credit scoring
RiskSeal combines global and local data to help lenders assess borrowers beyond traditional credit files. In Panama, we analyze regional platforms to generate meaningful credit signals when bureau data is limited.
For a full list of Panama-specific sources used in our scoring engine, contact our team.
Nekso
PedidosYa
Fygaro
Reach credit-invisible borrowers in Panama with alternative data
Approve more loans safely
Reach underserved Panamanians by analyzing behavioral and identity signals beyond bureau data.
Prevent fraud early
Filter out up to 70% of high-risk applicants during onboarding, reducing time and KYC costs.
Enhance risk visibility
Strengthen credit decisions and decrease defaults with data from 200+ global and Panama-specific platforms.
FAQ
What pricing options are available for lenders in Panama using RiskSeal?
What pricing options are available for lenders in Panama using RiskSeal?
For smaller fintechs or lenders with modest volumes, our Basic Plan begins at $499/month and includes all the core tools required to start leveraging digital footprint data in your credit workflows.
For organizations with higher volumes or more complex use cases, we offer a Custom Plan. Our team will work with you directly to understand your goals and provide a personalized quote.
To explore the right fit for your institution, reach out to our sales team or check our pricing page.
Is there a way for Panamanian lenders to test RiskSeal before making a full commitment?
Yes, we offer a Proof of Concept (PoC) program to help you evaluate RiskSeal’s impact using your own data.
Here’s what the process looks like:
-Define a use case based on your lending goals.
-Provide historical applicant or transaction data.
-Run comparisons between your current scoring and RiskSeal’s model.
-Analyze the results together with our team.
This gives your risk and credit teams a clear picture of how RiskSeal can improve applicant evaluation before scaling up.
What specific advantages does RiskSeal offer to Panamanian credit providers?
RiskSeal is built for emerging markets like Panama, where informal jobs, limited credit histories, and cross-border finances complicate risk assessment.
Here’s what you can expect:
-Locally guided onboarding. Our team provides market-aware support to help you integrate and go live quickly.
-In-depth scoring insights. We analyze 400+ digital signals per applicant, helping you assess creditworthiness even when traditional data is missing.
-24/7 technical support. Our expert team is on hand anytime you need assistance.
-High-availability API infrastructure. Ensure fast, reliable access to scoring tools with 99.9% uptime.
-Advanced analytics and reporting. Monitor outcomes, measure impact, and optimize your credit risk strategies in real time.
