Alternative data
for credit risk teams

We provide fintech providers with unique signals that significantly improve credit risk model performance

Our story

Born to redefine risk
Founded in 2022 by Vadim Ilyasov and Artem Lalaiants, RiskSeal quickly became a leader in alternative credit risk scoring.
A mission with heart
Our company isn’t just a business venture. With strong experience in risk, data science, and technology, we focus on one main goal: giving credit risk teams stronger predictive power.
Rarer, richer data
We provide alternative data that other vendors don’t offer.  Our signals come from both global and local platforms, including sources most providers don’t even cover.
Your predictive power-up
RiskSeal isn’t “another data vendor.” It’s your data enrichment layer, the part of your model that finds new predictive signals when bureaus and traditional scoring stop working.

Our mission

To give credit risk teams 
the predictive power they can’t get anywhere else by delivering unique local digital signals.

Why Chief Risk Officers choose RiskSeal

Exclusive local data

Access unique signals and gain
a decisive competitive advantage.

Digital footprint that scores

Boost predictive power, especially in
markets with weak bureau coverage.

1-day integration

Enjoy truly frictionless adoption 

of RiskSeal’s API.

Proven performance uplift

Increase Gini with our data for a huge financial impact.

Flexible, transparent partnership

Get free, large-scale retro tests with ongoing support, not a one-time integration.

Full compliance

Ensure compliant data sourcing with GDPR alignment and ISO 27001 certification.

What customers say

Behavior-based credit decisions

Before RiskSeal, assessing applicants without traditional credit files was tough and slowed approvals. Now, their digital footprint analysis gives us the insights we need to grow our customer base, cut fraud, and expand lending. All without increasing risk. If you want to scale responsibly, RiskSeal is the partner to choose.

Tamara Horev-Chuianova
Tamara Horev-Chuianova
CEO at Clicredito MX
Read Case Study
Arrow right blue
Doubled approvals, lowered defaults

In Sri Lanka, reaching unbanked and underbanked customers was a challenge because traditional checks alone couldn’t reveal who was truly creditworthy. With RiskSeal’s precise Digital Credit Scores, we can now confidently identify reliable borrowers and manage risk effectively. For any lender aiming to grow in new markets, RiskSeal is a must-have.

Yevhen Krykun
Yevhen Krykun
Data Scientist @OnCredit
Read Case Study
Arrow right blue
Faster onboarding, lower risk

Our team struggled to evaluate applicants without credit histories, which led to missed opportunities. RiskSeal’s real-time alternative data and fraud detection gave us the confidence to approve more reliable customers, boost conversion rates, and grow securely. RiskSeal is a game-changer for any lender aiming to scale approvals while protecting credit quality.

Artjoms Jefimovs
Artjoms Jefimovs
Chief Risk Officer @AvaFin
Read Case Study
Arrow right blue

See what bureaus miss

Offices

RiskSeal has two offices - in the USA (Texas) and in Europe (Poland).

Ready to chat?