Enhance Credit Risk Assessment with Digital Footprint Analysis
Receive warning signals to block bad actors and seamlessly approve invisible primes.
Benefits of advanced risk assessment
Improved accuracy in risk evaluation
Get 300+ insights about each applicant to create accurate risk profiles and predict defaults precisely.
Increased approval rates
Increase approval rates by up to 30% by optimizing credit scoring models and enhancing underwriting processes.
Enhanced fraud detection
Prevent fraudulent activities with real-time checks and save up to 30% on yourKYC budget.
Achieve 20x ROI with accurate risk assessment
AI-driven risk assessment techniques by RiskSeal
RiskSeal's risk assessment solution utilizes advanced digital verification techniques to evaluate the creditworthiness and trustworthiness of applicants.
By harnessing data from over 140 online platforms and employing AI-driven analytics, RiskSeal provides an in-depth analysis and generates a Digital Credit Score to support informed lending decisions.
Digital data collection
Conduct an analysis of digital footprints and examine emails, phone numbers, and IP addresses. Get 300+ data points to build customers’ digital profiles.
Real-time email and phone number scanning
Instantly filter out temporary and non-existent email addresses and phone numbers, ensuring only valid contact information is considered.
Identity verification
Verify the applicant's identity through cross-referencing their face, name, and location, ensuring accurate and reliable identification.
360-degree user view
Generate a holistic view of the user by combining digital credit scores, trust scores, and various behavioral and solvency metrics for a complete assessment.
Predictive power increase
Achieve a significant increase in predictive accuracy, with an AUC result of 83%, enhancing the reliability of your evaluations.
Custom features
Access over 300 explainable data points to create tailored features that align with specific market needs and population characteristics, maximizing model uplift.
Improving risk evaluations and lending decisions
Approved customer base growth
Identification of trustworthy customers from high-risk ones, even with low or no credit rating.
Proactive default prevention
Stop defaulting loans before they happen and avoid the cost of debt collection, or loss from no repayment.
Credit risk reduction
Real-time, accurate, and extensive data to spot default risk, even in underbanked areas or without access to a credit bureau.
Improved credit risk assessment
Leverage 300+ data points for each applicant, reducethe likelihood of defaults, and increase the reliabilityof credit scores.
Gain competitive advantage
Enhance the predictive power of credit scoring models with alternative data. Forecast future credit behavior better, attract more customers, and increase profits.
Increased financial inclusion
With digital footprint analysis, identify creditworthy individuals who might be overlooked by traditional methods.
Financial industries RiskSeal serves for risk assessment
Online lending
RiskSeal utilizes digital footprint analysis, incorporating over 300 data points. This approach reduces default rates by up to 25% and enhances approval rates.
BNPL
With RiskSeal, BNPL providers get over 300 alternative data insights to combat synthetic fraud and fake accounts, reducing non-payment rates and growing the customer base.
Neobanks
Our solution provides neobanks with real-time creditworthiness assessments, leading to increased approval rates by up to 30% and reduced KYC costs by up to 70%.
Banks
We support banks with advanced data analytics, enriching data formore accurate credit evaluations and decreasing the likelihood ofdefaults by up to 25%.
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