Alternative Credit Intelligence for Peru’s Fintech Ecosystem

Unlock smarter lending decisions in Peru with a digital scoring solution built for underserved markets. 450+ data signalsper applicant.

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Peru-specific digital sources
powering RiskSeal's credit insights

RiskSeal leverages data from over 200 online platforms, both global and local, to build rich
digital profiles of potential borrowers. For clients in Peru, we use regional services that reflect
real online behavior.

Below are some of the major Peruvian platforms included in our analysis. For a deeper look into
the local sources we analyze, feel free to reach out to our team.

Mercado Libre

Rappi

DiDi

+12

Expanding credit access in Peru through alternative data

Financial inclusion

Reach underserved populations, including those in rural areas and thin-file borrowers, by leveraging alternative data.

Fraud prevention

Detect high-risk users early and reduce the cost of KYC. Flag up to 70% of potential fraud cases on the pre-KYC stage.

Risk management

Gain deeper visibility into applicant profiles with 450+ data signals from over 200 online global and local platforms.

Client success stories

See how RiskSeal’s unique data sources generate pure Gini uplift, even in emerging markets. 
Real numbers. Real before/after performance.

FAQ

What pricing options are available for Peruvian lenders interested in RiskSeal’s solution?

RiskSeal offers three pricing packages for Peruvian lending providers:

‍Pilot Program. Designed for fintech startups, pilot projects, and lenders new to alternative data. Pricing starts at $499 per month with a fixed monthly commitment and limited transaction volume. The package includes API integration, basic onboarding and support, and monthly usage reporting.

‍Enrichment. Intended for banks, digital lenders, and institutions with existing credit models. This package uses usage-based pricing, with clients paying per enriched applicant report. It includes alternative data attributes, risk indicators, flexible integration options, and dedicated implementation and technical support.

‍Intelligence. Built for large digital lenders, banks launching new digital products, and enterprises transforming their underwriting systems. This package uses custom enterprise pricing and combines RiskSeal’s alternative data with its proprietary scoring model, continuous model optimization, custom decision strategies, and dedicated risk consulting.

RiskSeal also offers a free Proof of Concept (PoC), with no additional fees for integration, support, or training. For more information or to discuss the package best suited to your business, please visit our pricing page pricing page or contact our sales team.

How can I find out if RiskSeal is going to be effective for my organization?

To find out how effective RiskSeal’s going to be for your organization, we suggest starting with a Proof of Concept (PoC) engagement.RiskSeal brings key benefits to clients in Malaysia, including:

This process allows you to test the platform’s value in a real-world setting. Here's how it works:

- Launch the PoC with a use case aligned to your lending objectives.
- Integrate sample data from your existing transaction history.
- Compare the result to evaluate RiskSeal’s impact on your current scoring models.
- Review performance metrics and key outcomes with our team.

Following the PoC, we’ll deliver a detailed analysis of your historical transactions and highlight measurable improvements in risk assessment and decision accuracy.

What benefits does RiskSeal provide to lenders in Peru?

RiskSeal is built to meet the unique needs of financial institutions across Peru. Here’s what our clients get:

- Smooth onboarding with local expertise. Our team provides step-by-step support to help you integrate quickly and start getting value from day one.
- Actionable insights. We go beyond delivery; we help you make sense of digital signals so you can confidently assess creditworthiness in underbanked segments.
- Round-the-clock technical support. Our team is available 24/7 to ensure your operations run smoothly with minimal disruption.
- Enterprise-grade API reliability. With a 99.9% uptime guarantee, our infrastructure is built to support the demands of real-time financial decision-making.
- Full visibility through our analytics portal. Access actionable, in-depth reports to track performance and optimize your credit strategies.

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