Alternative Credit Intelligence for Peru’s Fintech Ecosystem
Unlock smarter lending decisions in Peru with a digital scoring solution built for underserved markets. 400+ data signalsper applicant.
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Peru-specific digital sources
powering RiskSeal's credit insights
RiskSeal leverages data from over 200 online platforms, both global and local, to build rich
digital profiles of potential borrowers. For clients in Peru, we use regional services that reflect
real online behavior.
Below are some of the major Peruvian platforms included in our analysis. For a deeper look into
the local sources we analyze, feel free to reach out to our team.
Mercado Libre
Rappi
DiDi
Expanding credit access in Peru through alternative data
Financial inclusion
Reach underserved populations, including those in rural areas and thin-file borrowers, by leveraging alternative data.
Fraud prevention
Detect high-risk users early and reduce the cost of KYC. Flag up to 70% of potential fraud cases on the pre-KYC stage.
Risk management
Gain deeper visibility into applicant profiles with 400+ data signals from over 200 online global and local platforms.
FAQ
What pricing options are available for Peruvian lenders interested in RiskSeal’s solution?
Our Basic Plan starts at $499 per month and is ideal for smaller fintech companies with lower transaction volumes. It includes all the core features needed to begin using digital footprint data for credit assessment.
For businesses with higher transaction volumes or more complex needs, we offer a Custom Plan. Our team will work closely with you to understand your specific requirements and provide a tailored solution with a personalized quote.
To explore which option is right for your business, feel free to check out our pricing page or reach out to our sales team for a consultation.
How can I find out if RiskSeal is going to be effective for my organization?
To find out how effective RiskSeal’s going to be for your organization, we suggest starting with a Proof of Concept (PoC) engagement.RiskSeal brings key benefits to clients in Malaysia, including:
This process allows you to test the platform’s value in a real-world setting. Here's how it works:
- Launch the PoC with a use case aligned to your lending objectives.
- Integrate sample data from your existing transaction history.
- Compare the result to evaluate RiskSeal’s impact on your current scoring models.
- Review performance metrics and key outcomes with our team.
Following the PoC, we’ll deliver a detailed analysis of your historical transactions and highlight measurable improvements in risk assessment and decision accuracy.
What benefits does RiskSeal provide to lenders in Peru?
RiskSeal is built to meet the unique needs of financial institutions across Peru. Here’s what our clients get:
- Smooth onboarding with local expertise. Our team provides step-by-step support to help you integrate quickly and start getting value from day one.
- Actionable insights. We go beyond delivery; we help you make sense of digital signals so you can confidently assess creditworthiness in underbanked segments.
- Round-the-clock technical support. Our team is available 24/7 to ensure your operations run smoothly with minimal disruption.
- Enterprise-grade API reliability. With a 99.9% uptime guarantee, our infrastructure is built to support the demands of real-time financial decision-making.
- Full visibility through our analytics portal. Access actionable, in-depth reports to track performance and optimize your credit strategies.
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