Unlock Advanced Credit Decisioning with Digital Footprint Analysis

Obtain 400+ real-time actionable insights for precise and quick credit decisions.

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Book a demo
Book a demo

Benefits of smart credit decision making

Increase approvals

Understand your customers and approve up to 30% more applications.

Unlock hidden opportunities

Identify invisible primes among the unbanked population, with a 98% success rate.

Optimize your scoring models

Enrich your models with 400+ real-time alternative data points to make more informed decisions.

Make smart credit decisions with real-time insights

Complete your traditional data with
digital footprint insights

Enhance credit risk decisioning through digital footprint analysis

RiskSeal’s Digital Credit Scoring solution leverages hundreds of real-time data points to enhance credit scoring models by analyzing the digital footprint of each applicant.

By combining digital footprint data with AI analytics, we provide a powerful tool for digital identity verification and solvency assessment.

Registration data

Discover if the applicant’s email or phone number is registered across more than 200 digital and social platforms.

Paid subscriptions

Assess whether the applicant maintains online subscriptions, indicating their basic financial discipline and responsibility.

Email & phone number link

Determine if the email and phone number pair is interconnected and actively used across various platforms.

Identity verification

Collect on average six name mentions and four photos per profile to cross-check the applicant's information during onboarding.

Digital Credit Score

Assess the applicant’s solvency and credential trustworthiness using a reference metric based on 400+ real-time digital signals.

Custom features

Extract and create custom features for your scoring models to achieve the highest uplift, with no limits.

What Lenders Can Expect

Optimize your credit decision-making process

Streamline your operations by processing large volumes of loan applications swiftly and minimizing the need for manual underwriting.

Eliminate any manual work
Make decisions in less than 5 seconds

Make your credit decisions more accurate

Enrich your scorecards with alternative data to achieve greater accuracy in your decision-making process.

Reduce defaults by 15-25%
Increase approval rates by up to 30%

Obtain Digital Credit Scores

Gain over 400 unique customer insights and get a ready-to-use Digital Credit Score.

Receive all processed data back to you
Understand applicants’ score with clear explanations

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