AI-Driven Identity Verification Software
for Smart Credit Decisions
RiskSeal verifies applicant identities by analyzing their digital footprint, matching usernames, and comparing profile images with AI face recognition to confirm the same person.
Our API also analyzes IP and location patterns to ensure applicant behavior looks consistent. This reduces fraud risk while keeping onboarding smooth for legitimate users.
By connecting digital behavior with identity checks, RiskSeal helps risk teams spot inconsistencies early.
AI Face Recognition analysis
During onboarding, RiskSeal verifies a customer's identity by comparing a selfie or ID photo with profile pictures found across social media and messaging platforms.
Common inconsistencies include:
In such cases, the customer may be flagged as suspicious and assigned a high-risk rating.
Location Insights
RiskSeal analyzes IP address, device location, and GPS data to build a clear picture of where each application comes from. This helps fintech teams quickly spot mismatches between claimed and actual location.
The system also detects suspicious patterns like VPN usage, unusual login behavior, or multiple applications from the same source. This gives risk teams early warning signs of fraud while allowing legitimate users to pass smoothly.
IP analysis
Analyzing borrowers’ IP addresses, RiskSeal gets a set of different addresses, including:
RiskSeal compares the received information and uses the data to identify inconsistencies in the provided locations
Physical address and GPS coordinates
RiskSeal offers precise location details for buildings and facilities, indicating whether they are residential or commercial, along with specific types (e.g., hotel, bar, gas station).
In addition, RiskSeal provides statistical data on local crime rates and household incomes for specific areas.
Boost loan approval rates x2 with smart identity verification
Name Match analysis
Profile Names Verification
RiskSeal checks an applicant's name against their profiles on various social and digital platforms, considering spelling variations and cultural differences.
Inconsistency Identification
Using different names across platforms can be a red flag, suggesting the use of someone else's credentials or false information.
Boost your customers approval rates x2
Creditworthiness assessment
Use 400+ data points and solvency metrics to identify creditworthy customers. This helps risk teams make more accurate decisions, even for applicants with limited credit history.
Onboarding and KYC
Save up to 70% of your KYC budget with effective pre-KYC identity checks. This allows teams to filter out high-risk applicants before running costly verification processes.
Streamlined loan processing
Accelerate your loan processing time from days to mere seconds. Faster decisions improve user experience while reducing operational workload for your team.
Client success stories
See how RiskSeal’s unique data sources generate pure Gini uplift, even in emerging markets. Real numbers. Real before/after performance.
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Industries RiskSeal assists
with identity verification
Microfinance
RiskSeal utilizes digital footprint analysis, incorporating over 400 data points. This approach reduces default rates by up to 25% and enhances approval rates.
BNPL
With RiskSeal, BNPL providers get over 400 alternative data insights to combat synthetic fraud and fake accounts, reducing non-payment rates and growing the customer base.
Neobanks
Our solution provides neobanks with real-time creditworthiness assessments, leading to increased approval rates by up to 30% and reduced KYC costs by up to 70%.
Banks
We support banks with advanced data analytics, enriching data formore accurate credit evaluations and decreasing the likelihood ofdefaults by up to 25%.
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