Alternative Data for Lenders in Singapore

Name: RiskSeal, Inc.
Price range: $$

Find reliable borrowers in Singapore, even when traditional credit data falls short. Over 400 data points on every applicant.

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RiskSeal supports Singaporean fintechs with alternative data insights

In Singapore, 98% of adult residents have bank accounts, yet only 80% of the population have access to credit. This means nearly 1 in 5 people remain invisible to credit providers, despite being financially active.

However, with almost 5 million Singaporeans actively online, their digital footprint can reveal how reliable they might be as borrowers.

RiskSeal checks an applicant’s phone, email, IP address, name, location, and profile picture to analyze their digital footprint across 200+ online platforms. The ready-to-use digital credit score we deliver is based on 400+ real-time insights and allows for faster, smarter decisions.

Regional Singaporean services
for digital footprint analysis

RiskSeal gathers data from 200+ online platforms, including Singapore-specific services.

Below is a selection of popular Singaporean online platforms used in our analysis. For a full
list, including niche and regional services, please contact our team.

Shopee

Amazon

PayNow

Grab

Improving lending decisions with alternative data

Better risk management

Get 400+ data points on each Singaporean applicant from 200+ online services.

Lower default rates

More accurate risk assessments lead to fewer defaults and stronger portfolios.

Real-time data updates

Extend traditional credit checks with real-time data for faster, more accurate lending.

FAQ

What does your solution cost for fintechs operating in Singapore?

RiskSeal pricing depends on the plan you choose:

‍Basic plan. Fixed at $499 per month, this plan is best suited for small fintech firms running a lower transaction volume.

‍Custom plan. For bigger organizations, we develop tailored offers based on specific transaction volumes and business needs.

Need more details or help picking a plan? Head to our pricing page or drop our sales team a message.

What benefits does RiskSeal provide to its clients in Singapore?

The benefits RiskSeal delivers to clients in Singapore include:

- Personalized onboarding for effortless and efficient setup.
- Guidance from experts to help you interpret and apply your data insights.
- 24/7 technical support to solve any concerns.
- 99.9% API uptime, ensuring consistent system performance.
- Access to our client portal with advanced analytics to track results and refine your lending approach.

How can I be sure RiskSeal’s data will improve my company’s processes?

To make sure that RiskSeal’s data aligns with your business needs, you can run a free Proof of Concept (PoC) using your historical transaction data.

This lets you evaluate RiskSeal’s digital credit scoring directly on your own data and try out its potential to enhance your existing models.

After the PoC, you'll receive a detailed report highlighting how RiskSeal can strengthen your current scoring approach, allowing you to measure the value before proceeding with full integration.