Alternative Data for Indian Fintech Providers
Identify valuable customers among those with zero information in credit bureaus. 300+ data points through digital footprint analysis.
Regional services
for digital footprint analysis in India
RiskSeal offers 140+ online and social media platforms to analyze applicants' digital footprints. Also, we provide our Indian clients with alternative data from regional services.
See the major Indian services listed below. For a full list, including niche services, please contact our sales team.
E-commerce platforms
Flipkart
ShopClues
Subscription-based platforms
AltBalaji
Gaana
Marketplace
SnapDeal
Indian companies
we work with
The RiskSeal team collaborates with Indian organizations and deeply understands the region's specifics.
Benefits for Indian fintech providers
Approved customer base growth
Identification of trustworthy customers from high-risk ones, even with low or no credit rating.
Proactive default prevention
Stop defaulting loans before they happen and avoid the cost of debt collection, or loss from no repayment.
Credit risk reduction
Real-time, accurate, and extensive data to spot default risk, even in underbanked areas or without access to a credit bureau.
Reduction of KYC costs
Effectively filter out potential defaulters and fraudsters through real-time pre-KYC checks.
Improved model performance
Enrich your credit models with alternative data and understand your risks and opportunities.
Increase in approved applications
Gain rich insights to effectively identify solvent customers, ensuring higher approval rates.
FAQ
What Indian regional services do you use in digital credit scoring analysis?
In digital credit scoring analysis for Indian clients, RiskSeal utilizes 140+ popular online and social media platforms.
Also, the company uses alternative data from regional services including Flipkart and ShopClues for e-commerce insights, SnapDeal for marketplace behaviors, and Alt Balaji and Gaana for subscription-based activity patterns. These services help evaluate an applicant's financial behavior and spending habits.
These are the main regional Indian services that RiskSeal uses to collect alternative data. In addition, we have a large list of smaller niche services that are very helpful in applicant's evaluation.
RiskSeal doesn't stop there. Our team regularly revises the list of Indian regional services and adds new ones.
How much will your solution cost for Indian fintech providers?
RiskSeal offers a unified pricing policy applicable to all our clients.
Basic plan. Priced at $499 per month, this plan is tailored for small credit fintech companies managing lower volumes of transactions.
Custom plan. Designed for entities with higher transaction volumes. The RiskSeal team analyzes the client's situation and offers quite favorable pricing terms.
For further details or to discuss which plan best suits your needs, please contact us.
What added value does RiskSeal provide to its customers in India?
RiskSeal provides significant value to its customers in India. These are:
- Guided onboarding
- The assistance in data interpretation
- 24/7 support
- 99.9% API uptime guarantee
- Client portal access with advanced analytics
How can I make sure RiskSeal data works for my company?
To ensure RiskSeal data works for your company, you can use a free Proof of Concept (PoC) against your historical transactions. This will allow you to see the value of RiskSeal's services in the context of your data.
How RiskSeal can improve the default ratio?
How does the integration with RiskSeal look like?
Can you provide examples of the digital and social footprint RiskSeal provides?
Does RiskSeal flag bad customers across the region?
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