Alternative Data for Indian Fintech Providers

Identify valuable customers among those with zero information in credit bureaus. 300+ data points through digital footprint analysis.

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Regional services
for digital footprint analysis in India

RiskSeal offers 120+ online and social media platforms to analyze applicants' digital footprints. Also, we provide our Indian clients with alternative data from regional services.

See the major Indian services listed below. For a full list, including niche services, please contact our sales team.

E-commerce platforms



Subscription-based platforms





Indian companies
we work with

The RiskSeal team collaborates with Indian organizations and deeply understands the region's specifics. 

Benefits for Indian fintech providers

Approved customer base growth

Identification of trustworthy customers from high-risk ones, even with low or no credit rating.

Differentiate risk with data analysis
Identify creditworthy clients with minimal history

Proactive default prevention

Stop defaulting loans before they happen and avoid the cost of debt collection, or loss from no repayment.

Predict defaults with advanced analytics
Enhance risk profiling with behavioral data

Credit risk reduction

Real-time, accurate, and extensive data to spot default risk, even in underbanked areas or without access to a credit bureau.

Utilize diverse data for risk insight
Advanced algorithms for underserved market assessment

Reduction of KYC costs

Effectively filter out potential defaulters and fraudsters through real-time pre-KYC checks.

2.5 times reduction in KYC costs.
Real-time verification process completed in seconds.

Improved model performance

Enrich your credit models with alternative data and understand your risks and opportunities.

An increase in the Gini index and improved discrimination capabilities.
Predictive power improvement to assess future 
credit risk.

Increase in approved applications

Gain rich insights to effectively identify solvent customers, ensuring higher approval rates.

Detailed digital profiles for a deeper understanding 
of your customers.
Increased approval rates and maximized profit.


What Indian regional services do you use in digital credit scoring analysis?

In digital credit scoring analysis for Indian clients, RiskSeal utilizes 120+ popular online and social media platforms.

Also, the company uses alternative data from regional services including Flipkart and ShopClues for e-commerce insights, SnapDeal for marketplace behaviors, and Alt Balaji and Gaana for subscription-based activity patterns. These services help evaluate an applicant's financial behavior and spending habits.

These are the main regional Indian services that RiskSeal uses to collect alternative data. In addition, we have a large list of smaller niche services that are very helpful in applicant's evaluation. 

RiskSeal doesn't stop there. Our team regularly revises the list of Indian regional services and adds new ones.

How much will your solution cost for Indian fintech providers?

RiskSeal offers a unified pricing policy applicable to all our clients.

Basic plan. Priced at $499 per month, this plan is tailored for small credit fintech companies managing lower volumes of transactions. 

Custom plan. Designed for entities with higher transaction volumes. The RiskSeal team analyzes the client's situation and offers quite favorable pricing terms. 

For further details or to discuss which plan best suits your needs, please contact us.

What added value does RiskSeal provide to its customers in India?

RiskSeal provides significant value to its customers in India. These are: 

- Guided onboarding
- The assistance in data interpretation
- 24/7 support
- 99.9% API uptime guarantee
- Client portal access with advanced analytics

How can I make sure RiskSeal data works for my company?

To ensure RiskSeal data works for your company, you can use a free Proof of Concept (PoC) against your historical transactions. This will allow you to see the value of RiskSeal's services in the context of your data.

How RiskSeal can improve the default ratio?
RiskSeal Digital Credit Score takes user identifiers (such as email, phone, and IP). It analyzes various digital and social signals in real-time to produce a reliable score that helps in assessing customers in the absence of credit history.
How does the integration with RiskSeal look like?
It’s a single API Endpoint where you send us the data and get an instant response. We support both synchronous and asynchronous integration, depending on the user flow. We require no embedded SDK or any other piece of software that should run on the device.
Can you provide examples of the digital and social footprint RiskSeal provides?
RiskSeal seamlessly verifies user identifiers across 50+ digital and social platforms to pull information about online reputation, digital presence, and financial behavior. The average profile created with RiskSeal includes name info, email age, email deliverability, registration information across 50+ platforms, whether email and phone number are connected and belong to the same person, and more.
Does RiskSeal flag bad customers across the region?
Yes, our clients benefit from network effects across our active regions.

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