Artem Lalaiants is the CEO and Co-Founder of RiskSeal, with over 14 years of experience in fintech and risk management.
Artem doesn’t just write about digital credit scoring and alternative data in fintech. He builds the systems behind it. That hands-on, practitioner perspective shapes everything he publishes on the RiskSeal blog.
Under Artem’s leadership, RiskSeal has grown from an early-stage concept into a trusted platform. It is now serving consumer lenders across Asia, Africa, Central and Eastern Europe, LATAM, North America, and the Middle East.
He walked RiskSeal through a successful investment round with Inovo.vc, one of the largest venture capital firms in Central and Eastern Europe.
Under Artem’s leadership, the company also achieved ISO 27001 certification in 2025.
Before founding RiskSeal, Artem held senior engineering and leadership roles. This includes Cloud Engineer, Lead DevOps Engineer, and Director of Product. He is also Co-Founder and Strategic Advisor at Darly Solutions, a custom software development firm.
Artem contributes regularly to Forbes Councils, where his published work examines fraud prevention and credit risk through a data-first lens.
His articles include:
His insights have also been featured beyond Forbes.
This includes an interview with Fintech News on building RiskSeal and expanding credit access, and a byline in The Fintech Times on why 2025 broke traditional credit models.
Download Your Free Resource
Get a practical, easy-to-use reference packed with insights you can apply right away.
Download Your Free Resource
Get a practical, easy-to-use reference packed with insights you can apply right away.
Learn five different methods on how to discover the age of an email account.
Explore the top 10 AI credit scoring software platforms lenders use in 2026 to make faster decisions and manage risk more accurately.
Learn how AI credit scoring uses machine learning and alternative data, from data preparation and model training to validation, scoring, monitoring, and human review.
Explore Latin America’s digital behaviors and alternative credit signals, and see how digital footprints strengthen underwriting, fraud control, and financial inclusion.
Identify the growing threat of financial fraud, explore its impact, and discover how digital footprint analysis helps prevent fraudulent activities.
Discover what 6 million loan applications reveal about how digital credit scores predict repayment behavior and expand access to fair credit.
Discover how forward-thinking customer risk assessment can turn risk into revenue with alternative data, AI, and continuous monitoring.
Explore data enrichment with this hands-on guide. Learn onboarding best practices, avoid common pitfalls, and see real use cases.
.svg)
.webp)