Alternative Credit Scoring for the UAE’s Lending Market
Grow access and reduce risk in the United Arab Emirates with alternative credit intelligence powered by 450+ applicant data signals.
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UAE-specific digital sources behind RiskSeal’s credit insights
RiskSeal builds detailed digital profiles of borrowers by analyzing data from more than 200 online platforms worldwide. In the UAE, we enrich these insights with local data sources that reflect the unique digital habits of Emirati consumers.
Below are examples of UAE platforms included in our analysis. To learn more about how our local expertise strengthens risk assessment, reach out to our team.
Noon
Careem
Desertcart
Amazon.ae
Strengthening credit decisioning in the UAE with alternative data
Fraud prevention
Flag up to 70% of suspicious applications at the pre-KYC stage, reducing compliance costs and protecting portfolios.
Risk management
Enrich traditional reports with 450+ alternative data signals for a deeper view of applicants beyond credit utilization.
Financial inclusion
Overcome missing local credit records for expatriates and accurately assess first-time borrowers.
Client success stories
See how RiskSeal’s unique data sources generate pure Gini uplift, even in emerging markets. Real numbers. Real before/after performance.
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FAQ
What pricing options are available for lenders in the UAE?
RiskSeal offers three pricing packages for UAE lending providers:
Pilot Program. Designed for fintech startups, pilot projects, and lenders new to alternative data. Pricing starts at $499 per month with a fixed monthly commitment and limited transaction volume. The package includes API integration, basic onboarding and support, and monthly usage reporting.
Enrichment. Intended for banks, digital lenders, and institutions with existing credit models. This package uses usage-based pricing, with clients paying per enriched applicant report. It includes alternative data attributes, risk indicators, flexible integration options, and dedicated implementation and technical support.
Intelligence. Built for large digital lenders, banks launching new digital products, and enterprises transforming their underwriting systems. This package uses custom enterprise pricing and combines RiskSeal’s alternative data with its proprietary scoring model, continuous model optimization, custom decision strategies, and dedicated risk consulting.
RiskSeal also offers a free Proof of Concept (PoC), with no additional fees for integration, support, or training. For more information or to discuss the package best suited to your business, please visit our pricing page pricing page or contact our sales team.
What benefits does RiskSeal provide to lenders in the UAE?
RiskSeal supports financial institutions across the UAE with tools designed for a fast-moving, diverse market.
Here’s what you can expect:
Fast integration with local expertise. Our team helps you onboard smoothly and start using alternative data from day one.
Clear insights from digital signals. We make it easy to understand borrower behavior, even when credit history is thin or missing.
Reliable technical support. Our engineers are available 24/7 to keep your operations running without interruption.
Enterprise-level API stability. A 99.9% uptime guarantee ensures decisions are processed in real time.
Analytics and reporting. Access detailed dashboards to track results and fine-tune your lending strategies.
How can I test if RiskSeal works for my organization?
We recommend starting with a free Proof of Concept (PoC). This lets you test RiskSeal in your own environment before committing.
Here’s how it works:
-Define a use case that fits your lending objectives.
-Integrate a sample of your existing applicant data.
-Review results and compare them with your current scoring model.
-Get a full analysis of outcomes with our team’s recommendations.
By the end of the PoC, you’ll see measurable improvements in fraud detection and credit decision accuracy.
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