Alternative Data for Credit Providers in Malaysia

Enhance your credit scoring in Malaysia with local service insights that go beyond credit bureau data. RiskSeal provides 450+ data points to power more accurate decisions.

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Local Malaysian services for
digital footprint analysis

We collect data from 200+ digital platforms, including Malaysia-specific services.

Below is a list of popular Malaysian online platforms used in RiskSeal scoring. To access
the full selection, which includes niche and regional services, please contact our team.

Shopee

Lazada

Zalora

+12

Applying alternative data for better lending decisions

Sharper risk management

Access 200+ online services offering 450+ data points on each Malaysian borrower.

Dual banking ready

We understand Malaysia’s dual banking system and provide better scoringfor all segments.

Real-time insights

Enhance standard credit checks with live updates for more precise lending decisions.

Client success stories

See how RiskSeal’s unique data sources generate pure Gini uplift, even in emerging markets. 
Real numbers. Real before/after performance.

FAQ

What is the price of the RiskSeal solution for Malaysian lenders?

RiskSeal offers three pricing packages for Malaysian lending providers:

‍Pilot Program. Designed for fintech startups, pilot projects, and lenders new to alternative data. Pricing starts at $499 per month with a fixed monthly commitment and limited transaction volume. The package includes API integration, basic onboarding and support, and monthly usage reporting.

‍Enrichment. Intended for banks, digital lenders, and institutions with existing credit models. This package uses usage-based pricing, with clients paying per enriched applicant report. It includes alternative data attributes, risk indicators, flexible integration options, and dedicated implementation and technical support

.Intelligence. Built for large digital lenders, banks launching new digital products, and enterprises transforming their underwriting systems. This package uses custom enterprise pricing and combines RiskSeal’s alternative data with its proprietary scoring model, continuous model optimization, custom decision strategies, and dedicated risk consulting.

RiskSeal also offers a free Proof of Concept (PoC), with no additional fees for integration, support, or training. For more information or to discuss the package best suited to your business, please visit our pricing page or contact our sales team.

What benefits does RiskSeal provide to its clients in Malaysia?

RiskSeal brings key benefits to clients in Malaysia, including:

- 99.9% API uptime for reliable, uninterrupted performance.
- Always-on technical support to address issues anytime.
- Expert guidance to help you understand and act on data insights.
- Full access to a client portal with powerful analytics to monitor and optimize results.
- Personalized onboarding for a smooth, hassle-free setup.

How can I be sure RiskSeal’s data will improve my company’s processes?

To test if RiskSeal’s scoring fits your goals, you can start with a free Proof of Concept (PoC) using your organization’s historical transaction data.

This allows you to test our digital credit scoring in your real-world environment and explore how it could improve your current models.

Once the PoC is complete, you’ll receive a detailed report showing exactly where RiskSeal adds value, so you can confidently evaluate the impact before moving to full integration.

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