Alternative Data for Credit Providers in Malaysia

Name: RiskSeal, Inc.
Price range: $$

Enhance your credit scoring in Malaysia with local service insights that go beyond credit bureau data. RiskSeal provides 400+ data points to power more accurate decisions.

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Malaysia-specific alternative data for better risk assessment

In Malaysia, 90% of the population have bank accounts, yet only 41.2% of adults hold a loan account.

However, with 97.7% of Malaysians online, their digital footprint offers valuable insights into their financial behavior and can reveal how creditworthy they truly are.

RiskSeal analyzes an applicant’s name, email, phone, location, and profile photos to assess their digital presence across 200+ platforms. The result is a ready-to-use digital credit score built from 400+ real-time signals, enabling faster and more accurate lending decisions.

Local Malaysian services for
digital footprint analysis

We collect data from 200+ digital platforms, including Malaysia-specific services.

Below is a list of popular Malaysian online platforms used in RiskSeal scoring. To access
the full selection, which includes niche and regional services, please contact our team.

Shopee

Lazada

Zalora

Applying alternative data for better lending decisions

Sharper risk management

Access 200+ online services offering 400+ data points on each Malaysian borrower.

Dual banking ready

We understand Malaysia’s dual banking system and provide better scoringfor all segments.

Real-time insights

Enhance standard credit checks with live updates for more precise lending decisions.

FAQ

What is the price of the RiskSeal solution for Malaysian lenders?

RiskSeal offers flexible pricing based on the plan that fits your needs:

‍Basic plan. Priced at $499/month, this option is ideal for smaller fintechs with lower transaction volumes.

‍Custom plan. Built for larger organizations, this plan is tailored to match your transaction volume and business goals.

Want to find the right fit and just learn more about RiskSeal? Check out our pricing page or get in touch with our sales team.

What benefits does RiskSeal provide to its clients in Malaysia?

RiskSeal brings key benefits to clients in Malaysia, including:

- 99.9% API uptime for reliable, uninterrupted performance.
- Always-on technical support to address issues anytime.
- Expert guidance to help you understand and act on data insights.
- Full access to a client portal with powerful analytics to monitor and optimize results.
- Personalized onboarding for a smooth, hassle-free setup.

How can I be sure RiskSeal’s data will improve my company’s processes?

To test if RiskSeal’s scoring fits your goals, you can start with a free Proof of Concept (PoC) using your organization’s historical transaction data.

This allows you to test our digital credit scoring in your real-world environment and explore how it could improve your current models.

Once the PoC is complete, you’ll receive a detailed report showing exactly where RiskSeal adds value, so you can confidently evaluate the impact before moving to full integration.