Alternative Data for French Lending Providers
Discover valuable customers with no credit bureau history. 450+ data points through comprehensive digital footprint analysis.
47%
of French adults are covered by the national credit registry
RiskSeal – an alternative data provider for French lenders
In France, a significant portion of potential borrowers lacks sufficient information in credit bureaus, e.g. young adults, freelancers, and immigrants. However, with over 60 million Internet users in France, there's an extensive digital footprint available for analysis.
RiskSeal leverages this opportunity by analyzing borrowers' emails, phone numbers, IP addresses, names, locations, and photos across 200+ online platforms.
Our solution provides French fintech companies with over 450 real-time insights on each applicant, delivering a ready-to-use digital credit score.
RiskSeal – an alternative data provider for Indian lenders
This is where RiskSeal comes in. By analyzing the borrower's email, phone number, IP address, full name, location, and photo, we search their digital footprint across 120+ online platforms.
RiskSeal equips Indian fintech companies with 300+ real-time insights about each applicant and provides a ready-to-use digital credit score.
In India, credit bureaus lack information on over 1 billion potential borrowers. At the same time, more than 1.2 billion people in India are Internet users. Therefore, they have a digital footprint.
Amazon
Amazon
Amazon
Amazon
Client success stories
See how RiskSeal’s unique data sources generate pure Gini uplift, even in emerging markets. Real numbers. Real before/after performance.
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FAQ
What Indian regional services do you use in digital credit scoring analysis?
In digital credit scoring analysis for Indian clients, RiskSeal utilizes 200+ popular online and social media platforms.
Also, the company uses alternative data from regional services including Flipkart and ShopClues for e-commerce insights, SnapDeal for marketplace behaviors, and Alt Balaji and Gaana for subscription-based activity patterns. These services help evaluate an applicant's financial behavior and spending habits.
These are the main regional Indian services that RiskSeal uses to collect alternative data. In addition, we have a large list of smaller niche services that are very helpful in applicant's evaluation.
RiskSeal doesn't stop there. Our team regularly revises the list of Indian regional services and adds new ones.ни
What is the price of your services for Nigerian lending providers?
RiskSeal offers three pricing packages for Indian lending providers:
Pilot Program. Designed for fintech startups, pilot projects, and lenders new to alternative data. Pricing starts at $499 per month with a fixed monthly commitment and limited transaction volume. The package includes API integration, basic onboarding and support, and monthly usage reporting.
Enrichment. Intended for banks, digital lenders, and institutions with existing credit models. This package uses usage-based pricing, with clients paying per enriched applicant report. It includes alternative data attributes, risk indicators, flexible integration options, and dedicated implementation and technical support.
Intelligence. Built for large digital lenders, banks launching new digital products, and enterprises transforming their underwriting systems. This package uses custom enterprise pricing and combines RiskSeal’s alternative data with its proprietary scoring model, continuous model optimization, custom decision strategies, and dedicated risk consulting.
RiskSeal also offers a free Proof of Concept (PoC), with no additional fees for integration, support, or training. For more information or to discuss the package best suited to your business, please visit our pricing page or contact our sales team.
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