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Finnosummit 2026: The Hidden Layers of Credit Risk

Location

Expo Santa Fe in Mexico City, Mexico

Language

Spanish, English

Date

Sep 23-24, 2026

Table of contents

About FINNOSUMMIT 2026

FINNOSUMMIT is a leading meeting point for innovators and decision-makers transforming financial services across Latin America.

In 2026, the summit celebrates its 10th edition and brings together fintech companies, financial institutions, technology providers, investors, and leaders from retail, healthcare, logistics, and other sectors.

Across two days, attendees will explore how fintech, AI, embedded finance, and cross-industry collaboration are shaping the next generation of financial products and services.

Visit RiskSeal stand

Meet our team and explore how more than 450 global and local alternative data signals can help lenders:

  • better understand thin-file applicants;
  • identify hidden fraud and identity risks;
  • add context to behavioral signals;
  • reduce unnecessary declines;
  • support more confident lending decisions.

Watch our demo zone presentation

A Gambling Signal Does Not Tell the Whole Story

The question is not simply whether gambling-related activity appears in a borrower’s digital footprint.

The real question is: What does that activity mean in the context of the borrower’s broader behavior?

Most people instinctively respond to a gambling signal with a rejection. But that reaction illustrates the limitations of binary decision-making.

One applicant may demonstrate repeated patterns associated with unstable or high-risk behavior. Another may only show occasional interaction with a mainstream entertainment platform while maintaining a long-standing digital identity, stable marketplace activity, consistent recurring payments, and no other significant risk indicators.

The signal may be the same. The borrower may be completely different.

About RiskSeal

RiskSeal's role is not to replace traditional credit assessment but to enrich it with more than 450 global and local alternative data signals. By combining these signals into meaningful context, lenders can make decisions based on a more complete picture of risk, reducing uncertainty while avoiding unnecessary declines.

98%
coverage of underserved applicants
x2
higher approvals in thin-file segments
25%
reduction in defaults

Speakers

Speaker Photo

Mauro Villarreal Garza

Head of Growth and Partnerships for LATAM, RiskSeal Inc

  • 20+ years in identity management and fraud prevention
  • Helps fintechs improve credit risk models with alternative data to enable more inclusive lending
  • Former Global Market Market Planning Director for Digital Credit Risk at LexisNexis Risk Solutions

LinkedIn

What the audience will learn

1. Why isolated signals can be misleading

A single behavioral indicator rarely provides enough information for a responsible credit decision.

2. How surrounding context changes interpretation

Account history, identity consistency, marketplace activity, subscriptions, payment patterns, and other signals can create a much more complete picture.

3. How alternative data reduces uncertainty

Alternative data should not be used as a simple rejection filter. Its value lies in helping lenders understand the hidden layers behind an applicant’s behavior.

4. How lenders can avoid unnecessary declines

Better borrower visibility can help lenders distinguish genuine risk from a signal that appears concerning only when viewed in isolation.

Event Details

Location
Expo Santa Fe in Mexico City, Mexico
Language
Spanish /
English
Date
Sep 23-24, 2026
09:00-19:00

Schedule a Meeting with RiskSeal

If you would like to discuss alternative data, borrower assessment, fraud prevention, or see a live demonstration of our platform, simply leave your details and we'll get in touch to coordinate a convenient meeting time at the event.

Please note: submitting this form does not register you for FINNOSUMMIT 2026. To attend the summit, please purchase your ticket through the official FINNOSUMMIT registration page.

Book your seat now!

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