Alternative Data Provider for Credit Risk
Digital footprint analysis across 200+ global and regional platforms.
400+ real-time data points analyzed per applicant.
Ready-to-use Digital Credit Score for immediate decisions.
Increase your approval rate x2
with an alternative data solution
RiskSeal searches email and phone numbers in real-time across over 200 global and regional online platforms. We provide over 400 data points and a ready-to-use Digital Credit Score.
approval rate increase
default rate decrease
coverage of the underserved population
for real-time
seamless scoring
Real-world applications of the RiskSeal alternative data platform API
Credit decisioning
Understand your customers and approve x2 more applications. Score unbanked & underserved populations and identify invisible primes with 98% success.
Risk assessment
Implement real-time checks to reduce defaults by up to 25% and save up to 70% on your KYC budget.
Identity verification
Leverage advanced AI analytics with one-shot Face Recognition, Location Insights, and Name Matching.
RiskSeal - an alternative data vendor for user profiling across
200+ platforms
Social media and messengers
E-commerce platforms
Amazon
eBay
Walmart
Paid subscriptions
Netflix
Disney+
Spotify
Web resources
Apple
Zoho
Full-featured
alternative credit data
platform
Digital footprint analysis
Uncover hidden online activities and financial habits with a deep dive into borrower’s digital behavior.
Digital Credit Score and key metrics
Get a detailed client profile and a ready-to-use digital credit score with just a single API call.
Email lookup
Discover multiple data points about each applicant - paid subscriptions, social media, online registration, avatars, and more.
Phone number lookup
Receive insights about customers’ social media profiles and messengers, avatars, telco information, and more.
IP lookup
Analyze customers’ networks and reveal suspicious settings by identifying their location, anonymizers usage, and IP type.
Data Enrichment
Convert customer data into 400+ actionable insights and receive automated decision-making support.
Case Study
The Impact of Alternative Data for Credit Scoring on Loan Default Rates
In this case study, we provide data from RiskSeal’s partnership with a major lending organization in Mexico.
Discover why top fintech providers trust RiskSeal
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Before RiskSeal, assessing applicants without traditional credit files was tough and slowed approvals. Now, their digital footprint analysis gives us the insights we need to grow our customer base, cut fraud, and expand lending. All without increasing risk. If you want to scale responsibly, RiskSeal is the partner to choose.
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In Sri Lanka, reaching unbanked and underbanked customers was a challenge because traditional checks alone couldn’t reveal who was truly creditworthy. With RiskSeal’s precise Digital Credit Scores, we can now confidently identify reliable borrowers and manage risk effectively. For any lender aiming to grow in new markets, RiskSeal is a must-have.
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Our team struggled to evaluate applicants without credit histories, which led to missed opportunities. RiskSeal’s real-time alternative data and fraud detection gave us the confidence to approve more reliable customers, boost conversion rates, and grow securely. RiskSeal is a game-changer for any lender aiming to scale approvals while protecting credit quality.
Boosting approval rates
across financial industries
Microfinance
RiskSeal utilizes digital footprint analysis, incorporating over 400 data points. This approach reduces default rates by up to 25% and enhances approval rates.
BNPL
With RiskSeal, BNPL providers get over 400 alternative data insights to combat synthetic fraud and fake accounts, reducing non-payment rates and growing the customer base.
Neobanks
Our solution provides neobanks with real-time creditworthiness assessments, leading to increased approval rates by up to 30% and reduced KYC costs by up to 70%.
Banking
Double your approval rates, reduce defaults by up to 25%, and enhance risk management through full automation.
Discover the regions we serve
RiskSeal provides alternative data to financial institutions in 145 countries.
Explore the key regions where we are active.
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Descubra nuestras regiones
RiskSeal proporciona datos alternativos a las instituciones financieras de 145 países.
Explore las principales regiones en las que operamos.
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Why RiskSeal
Cost-effective
Quick
Compliant
User-friendly
Award-winning excellence
recognized across the industry
